Quick Guide to Benefits for Postdoctoral Fellows
Benefit	Employee Postdoctoral Fellows	Postdoctoral Fellow Trainees (non-employees, usually funded by fellowship or training grant)
Taxes	Regular payroll taxes withheld through Vanderbilt Human Resources.	Taxes not withheld from stipend checks. Postdoctoral trainee responsible for paying any applicable federal taxes. For more information, view IRS tax topic 421.
Health Insurance	Employee health plans available upon start date. Monthly contribution of $38 - $245/month, depending on coverage chosen.   Vanderbilt employee health insurance Benefits Enrollment form	Koster Postdoctoral Trainee health insurance available upon start date. Enrollment through the Office of Postdoctoral Affairs is necessary to begin coverage. Koster Accident and Sickness Insurance Plan (2007-2008) Enrollment/waiver form
Dental Insurance	http://hr.vanderbilt.edu/benefits/dental.htm	Basix Student Dental Discount Plan Free discount plan All postdocs covered by the Koster Accident and Sickness Insurance Plan are automatically eligible
Life and AD&D Insurance	http://hr.vanderbilt.edu/benefits/lifeinsurance.htm	Not available
Retirement Plan	http://hr.vanderbilt.edu/benefits/retirementplanstaff.htm   Mandatory FICA (social security) contribution made by all employees	Post-tax individual retirement plan can be set up utilizing the Vanderbilt retirement vendors:   TIAA-CREF 615.783.2900 or www.tiaa-cref.org   Fidelity 800.343.0860 or www.fidelity.com   AIG/VALIC 615.221.2541 or www.aigvalic.com   Vanguard 800.523.1188 or www.vanguard.com   No FICA contribution made.
Spending Accounts	http://hr.vanderbilt.edu/benefits/psa.htm	Not available
Disability	http://hr.vanderbilt.edu/benefits/disability.htm	Not available
Vacation, Sick Time	All postdocs are eligible for 15 days vacation and 12 days of sick time per appointed year. Vacation time does not accrue. For more information, please refer to the Postdostdoctoral Fellow Handbook	All postdocs are eligible for 15 days vacation and 12 days of sick time per appointed year. Vacation time does not accrue. For more information, please refer to the Postdostdoctoral Fellow Handbook
Parental Leave Policy	Parental Leave Policy	Parental Leave Policy
Vanderbilt Child care	http://www.vanderbilt.edu/HRS/wellness/childcare.htm	http://www.vanderbilt.edu/HRS/wellness/childcare.htm
Health Plus	http://www.vanderbilt.edu/HRS/wellness/healthplus.htm	http://www.vanderbilt.edu/HRS/wellness/healthplus.htm
Student Recreation Center	Membership at Faculty/staff rate http://www.vanderbilt.edu/CampusRecreation/	Membership at Faculty/staff rate http://www.vanderbilt.edu/CampusRecreation/
Occupational Health	http://www.vanderbilt.edu/HRS/wellness/occhealth.htm	http://www.vanderbilt.edu/HRS/wellness/occhealth.htm
Work/Life Connections- EAP	http://www.vanderbilt.edu/HRS/wellness/wlc.htm	http://www.vanderbilt.edu/HRS/wellness/wlc.htm
Discount Offers	http://hr.vanderbilt.edu/benefits/perqs.htm	http://hr.vanderbilt.edu/benefits/perqs.htm